 Updated underwriting guidelines in small group
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Two life groups
Going forward, all new 2-life groups in New Jersey and New York that intend to add a new employee shortly before the effective date will be subject to the following criteria for the newly added employee:- Employee must have two consecutive payroll periods
- The payroll must show all applicable Federal and State taxes having been withheld
- Documentation that pay was issued and deposited within appropriate time frames (i.e. copies of cancelled checks)
- Checks cannot be in consecutive order
NJ underwriting guidelines NY underwriting guidelines
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