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	Investment Management & Financial Planning
Wealth Building Strategies Newsletter	January 2009
{FIRST_NAME}, IRA Updates and Retirement Plan Reminders for 2009 It's a new year and a perfect time to recap some important tax law changes and updates as they pertain to retirement accounts. Here are some important reminders you should be aware of as you head into 2009. Click here to read the full article. Mutual Fund or ETF: Which is Right For You? Exchange-traded funds (ETFs) were once described as the new kids on the investment block, but today they are giving traditional mutual fundsa run for their money. Both ETFs and mutual fundsare viable choices for investors. But, with many mutual funds and ETFs available on the market, it's important for investors to familiarize themselves with the differences between products to ensure they are making appropriate investment decisions. While mutual funds and ETFs share similar traits, there are differences between the two that investors must consider when deciding which to use. Read on to find out. Click here to read the full article. Surviving the Financial Crisis Cathy was featured as a studio guest on WLRN/NPR's live radio show, "Topical Currents" with Joseph Cooper recently, where they discussed the financial crisis. You can check out the taped broadcast on the link below. But, be patient, the file takes some time to download. Click here to listen to a taped copy of the broadcast. Need a Financial Roadmap? Overwhelmed by the markets? Are you feeling uncertain about your future? Find out how we can help you with your financial planning and investing needs. Contact us today for a consultation.	In This Issue IRA Updates and Retirement Plan Reminders for 2009 Mutual Fund or ETF: Which is Right for You? Surviving the Financial Crisis Cathy Pareto, MBA, CFP®, AIF Cathy Pareto And Associates, Inc. 2332 Galiano Street, 2nd Floor Coral Gables, FL 33134 Tel: 305-728-7234
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Cathy Pareto & Associates, Inc.
2332 Galiano Street, 2nd Floor
Coral Gables, FL 33134
www.cathypareto.com

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