Investment Management &
Financial Planning
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Thinking About Borrowing from Your 401K? from our Blog
Thinking of tapping into your 401k plan to pay debts, buy a car, or to refinance your mortgage? Think again! Given the current real estate, stock market, credit crunch, and unemployment rate, it is tempting to want to borrow from your 401K, but borrowing from your 401k can have disastrous consequences on your finances. If you are currently unemployed and have absolutely no other option to survive then you may have to do it, but if you have options you should not.
So what is the impact of borrowing from yourself as most call it?
Click here to read the full article.
To the unsuspecting investor, all mutual funds might look the same. In fact they are not. With over 25,000 mutual funds now available in the marketplace, it's important to understand how one fund might vary from its peers. Mutual funds come in all shapes and sizes and often represent distinct categories of the market. This article will focus on the differences in cost structure from fund to fund, and their impact on you, the investor..
Click here to read full article.Should You Keep Investing During A Sinking Market?
Sure, it’s been a rocky year in the markets—to say the least. It is so hard to for anyone to hide from the perpetual bad news, so in times like this, it’s easy to let our emotions cloud our good judgment. Despite the erratic movements of the global markets lately, many of us continue, with great discipline, to plow money into our current savings programs, whether through brokerage accounts or our 401k plans. But, is this the right thing to do? Or, are we simply throwing good money after bad?
Click here to read the full article.
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In This Issue
- Thinking About Borrowing from Your 401K?
- Understanding Mutual Fund Share Classes And Their Costs
- Should You Keep Investing During a Sinking Market?
Cathy Pareto, MBA, CFP®, AIF
Financial Planning and Investment Management services for:
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Cathy Pareto & Associates, Inc.- Investment Management and Financial Planning
Tel: (305) 728-7234 info@cathypareto.com
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