October Newsletter

Everyone can benefit from a home inventory. Whether you're an apartment renter, a high-rise condominium dweller or a home owner, everyone is subject to theft, fire or natural disaster. In this months Item of Value, read about how to do a home inventory and learn why it is so important. Simply click Are You Covered? or view this Item of Value along with many others on my Resource page.

• Item of Value: Are You Covered?
• Prepare Yourself
• Referral of the Month: Jennifer McLean
• Going Green Tip of the Month

In these uncertain times, here are a few tips to help you stay prepared so you are ready if you get "the call".

Network now- Stay in touch with as many people as you can so if you ever lose your job, your reach-out list is ready.

Keep your eyes open-Even if you are happy in your current position, it's smart to look for new opportunities.

Get your finances in order- If you have a mortgage or student loan, look into refinancing now. Even in the credit crunch, there are great options that could reduce your monthly payment and help you build an emergency fund. Refinancing is not allowed by banks once you loose your job.

Jennifer specializes in pots, hanging baskets, small flower beds, vegetable & herb gardens. Jennifer creates beautiful enviornments to reflect your personality.

Contact Info: The Posy Pusher, owner Jennifer McLean

         Phone: 415-493-5157

         Email: jenmclean@comcast.net

Going Green Tip of the Month

Insulate your water heater and pipes- If you have an old water heater, insulate it with a specially designed blanket and cut your CO2 emissions by up to 850 pounds a year.