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XRAE Lite – Field Underwriting at your Finger Tips
XRAE does what no human being can - perfectly evaluate over 100,000 specific underwriting rules based on over 600 potential questions in less than a second to determine the 'best case' underwriting classification for each XRAE Partner Carrier. The list of the participating carriers continues to increase and now includes: Met Life, ING, United of Omaha, Prudential, Protective/West Coast, Transamerica, American General, Genworth, Aviva, Nationwide, AXA and Banner. Click here for more information, including training sessions.
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Surrender Flexibility Endorsement
Enhanced Cash Value at no Additional Cost
In the event that coverage is no longer needed, Transamerica's Surrender Flexibility Endorsement allows for more value to be returned on surrender, without restriction or limitations on the client's age, risk class or face amount. The endorsement is automatically included on each TransACE policy, at no additional cost. Click Here to learn more.
Met Reprices Guarantee Advantage UL
Met announced that they will be increasing prices on their GAUL product effective August 1, 2011. Rates will increase on average approximately 5%. Applications for their current rates must be in the home office by September 30, 2011. "Read more" for full transition guidelines.
Power Over Procrastination
6 Sales Ideas
Everyone procrastinates on something in their lives, however when it comes to purchasing life insurance, saying "I'll do it later" could make a world of difference. 54% of agents surveyed report that client procrastination was their biggest challenge when it comes to selling life insurance. Click here to read an article from Agent's Sales Journal and see six ways to overcome this obstacle.
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Accelerated Benefit Riders
Access Death Benefits while the Insured is Still Living
ANICO has three great living benefits available to the insured....at no additional cost. Click Here to learn more about the Critical Illness, Chronic Illness and Terminal Illness riders.
Life Insurance Sales Strategies - to meet your clients needs
Many of you have shared your desire to solidify your best client relationships in this highly converging marketplace... if you're not calling your best clients, someone else is calling them. What better way to help protect your client base than with tools that help prospect your existing book of business for additional sales opportunities. These tools can help protect and grow your practice at the same time. Click Here to learn more about this valuable tool.
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