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March 31, 2011

A Life Settlement Alternative

An opportunity for both you and your client!

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Do you have clients that cannot pay their upcoming premiums for their Life Insurance policies?

 

Do you have client that have been declined by the life settlement market because of their good health and long LE’s?

 

Keeping the policy with In-Force financing is a better alternative to lapsing or surrendering a policy.  In-Force Premium Financing will give your client’s another year of coverage, after which they can revisit their options.  You can repay the loan if your client financial situation improves versus selling the policy

 

Policy Qualification

 

  • Death Benefits from $1M to $10M
  • Premium to Death Benefit ratio should be approximately 4%
  • Standard and Preferred issued cases will price best
  • LE’s up to 220 month are considered

 

What we will need to provide a quote

 

  • Copy of the current policy
  • Current In-Force illustration
  • Complete premium history
  • AVS LE

 

Click Here for a case study and contact us for details at 800-776-4647, www.cpsimis.com

 

Don’t allow your client’s Life Insurance policy to Lapse

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Partnering with the right General Agency can provide you with the tools and resources necessary to excel in your business.   Wouldn't it be remarkable if you could partner with a BGA that responds with a sense of urgency, a BGA who understands and appreciates your business, a staff that is courteous, responsive and actively trying to help?  At CPS/Integrated Marketing, you will experience all this and more, all while getting the top products, compensation and service you deserve.  If you are not working with CPS/Integrated Marketing, isn't it time you find out what we are all about? 

Toll Free: (800) 776-4647
www.cpsimis.com



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CPS/Integrated Marketing
8447 Miramar Mall
San Diego, California 92121
US

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